PCR Mortgage Service - Loan Programs

FHA/ VA loans
Conventional Loans
Jumbo loans
80/15/5 Programs ( Avoid mortgage insurance and save tax $$$)
80/10/10 Programs ( Avoid mortgage insurance etc.)
90% Investor loans
1 time close construction perm financing ( prime + 0 with 1 point) save $$$$ on not having to refinance your construction loan
95% second home financing
97% No Income loans
“ True No Doc” loans
Up to 270 day locks
95% cash out refinances
203K loans
Lender paid PMI program
Special programs for relocation buyers
Special Programs:
- 103% financing - You can finance 100% of sales price + up to 3% of your closing Costs.
- Must have a 700+ credit score
- No Income restrictions
- No PMI required
- 100% financing with a 620+ credit score
- Seller can pay up to 6% toward closing
- No reserves required
- 20% of Median income ( income limitations)
- Does have PMI
- 97% Financing with a 580+ credit score
- Seller can pay up to 6% toward closing
- No reserves required
- 120% of median income ( income limitations)
- Does have PMI